The potential of e-commerce in South Africa

The rise of online retail internationally has
raised an apocalyptic spectre of empty
malls, dying city centres, local factory
closures and rising unemployment.

Competition between banks and mobile money providers

We estimate a discrete choice model of
demand for banking and mobile money
services for Botswana, Eswatini, Lesotho,
and South Africa. There is some evidence
that bank and mobile money services…