Competition between banks and mobile money providers
We estimate a discrete choice model of
demand for banking and mobile money
services for Botswana, Eswatini, Lesotho,
and South Africa. There is some evidence
that bank and mobile money services…
Advancing Fair Competition for Inclusive Digital Finance
Insights from Emerging Markets
E-commerce in a post Covid-19 era: Building on industry gains
The term e-commerce has a range of
definitions. At its widest, it encompasses
the sale or purchase of goods or services
through computer-mediated networks. A
narrower definition is the sale…
Digitalisation In Africa and its Impact…
In recent years, the significant
improvements in technology and
introduction of digital technologies have
significantly increased the range of uses
and applications possible…
E-commerce and potential responses in an era of Covid-19
There has been much concern over
Minister Ebrahim Patel’s arguments that
allowing unfettered e-commerce would be
seen to be “unfair competition” and place
pressure on the government…
The Impact of Digital Platforms on Competition…
Digital platform power and the impact on
competition in markets is of increased
concern internationally and has resulted in
various investigations, enforcement
decisions and policy development..
Digitalisation, Data and Open Banking
Digitalisation has changed the way in
which many industries operate, including
through allowing companies to connect
with customers electronically and to
collect and leverage…
Issues In the Regulation and Policy Surrounding E-Commerce…
E-Commerce, described broadly as the
purchase of items over the internet, is
changing the structure and value chain of
retail industry. It can enhance efficiencies…
The importance of economics in assessing information exchange
The rise of online retail internationally has
raised an apocalyptic spectre of empty
malls, dying city centres, local factory
closures and rising unemployment…
Online Retailing in South Africa: An Overview
Technological advances are changing the
way in which economies operate around
the world. In retail there is increased
reliance on digital platforms and the data
that they provide for a range…