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Driving Digital Financial Inclusion Across Emerging Economies
Acacia has a strong focus on digital markets, including on e-commerce and digital platforms, digital finance and digital infrastructure.
E-commerce and digital platforms
Online Retailing in South Africa: An Overview
Sha’ista Goga, Anthea Paelo, and Julius Nyamwena
March 2019
Strategies for Adapting to Online Entry: The Case of Retailers in South Africa
Sha’ista Goga and Anthea Paelo
March 2019
Issues In the Regulation and Policy Surrounding ECommerce in South Africa
Sha’ista Goga and Anthea Paelo
April 2019
Policy brief: E-commerce and potential responses in an era of Covid-19
Sha’ista Goga
30 April 2020
The Impact of Digital Platforms on Competition in the South African Tourism Industry
Sha’ista Goga
March 2020
Digital Finance
Competition among banks and mobile money providers
Ryan Hawthorne and Zubair Patel
31 July 2024
Advancing Fair Competition for Inclusive Digital Finance: Insights from Emerging Markets
Sha’ista Goga and Gokce Idiman
November 2025
Webinar: Advancing Fair Competition for Inclusive Digital Finance: Insights from Emerging Markets
Dr Alfred Hannig, Sha’ista Goga, Anthea Paelo, Beatriz Marquez, Amira Abdel Ghaffar, and Kenedy Komba
28 November 2025
Digital Infrastructure
Digitalisation In Africa and its Impact on the Business Environment: Background Paper
Sha’ista Goga and Ryan Hawthorne
March 2021
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