Expert Economic Research & Advice


Competition in Digital Financial Service

Funded by the Gates Foundation

Expanding Financial Inclusion through Competition in Digital Financial Services

Acacia has recently been engaged by the Gates Foundation on a multiyear project on competition enablers and financial inclusion, which spans eight developing countries. Our research will bridge the gap between research and actionable policy. By synthesizing existing global research and new empirical evidence, we will provide country-specific insights to regulators and policymakers on the ways in which competition can be used to drive inclusion through more innovation, lower costs, improved service quality, enhanced customer experience, and extended reach to underserved populations.

Research themes include:

Market entry and licensing

Financial infrastructure and market development

Open ecosystems

Emerging technological governance

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